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San Antonio, TX

What’s the right mortgage for you?

About Us

Since our doors opened in 1898 in England, Arkansas, Bank of England Mortgage has been providing down home service. Along with powerful nationwide mortgage loans, we offer clients peace of mind knowing they are working with a credible national mortgage banker. Our success is due primarily to the talent of our people and access to hundreds of mortgage products at industry best pricing. Our management team has a combined 150 years of mortgage experience and is actively involved as members and board members on local, state and national mortgage broker and banker associations.

Meet Our Team

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Derek Meier

Branch Manager

NMLS #858234

dmeier@boemortgage.com
O -
(512) 894-2109
C -
(512) 694-3842
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Adolfo Guzman

Mortgage Loan Officer

NMLS #2284761

aguzman@boemortgage.com
O -
(512) 894-2109
C -
(210) 689-0216
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Alfonso Vicencio

Mortgage Loan Officer

NMLS #2284962

avicencio@boemortgage.com
O -
(210) 895-3538
C -
(210) 895-3538
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Hector Monreal

Mortgage Loan Officer

NMLS #1920111

hmonreal@boemortgage.com
O -
(512) 955-6623
C -
(512) 955-6623
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Javier Calvo

Mortgage Loan Officer

NMLS #1657949

jcalvo@boemortgage.com
O -
(210) 296-5464
C -
(210) 296-5464
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Lauren Lusk

Mortgage Loan Officer

NMLS #269371

llusk@boemortgage.com
O -
(832) 228-1371
C -
(832) 228-1371
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Misty Sinegal

Sales Manager

NMLS #323633

msinegal@boemortgage.com
O -
(210) 535-1835
C -
(210) 535-1835
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Raul Ramos

Mortgage Loan Officer

NMLS #1706746

rramos@boemortgage.com
O -
(210) 373-3487
C -
(210) 373-3487

Our Loan Process

Conversation

1
This is one of the most important steps, together we will discuss your short and long term financial goals, so we can customize a loan strategy that’s perfect for you and your future.

Application

2
This is one of the most important steps, together we will discuss your short and long term financial goals, so we can customize a loan strategy that’s perfect for you and your future.

Pre Qualification

3
Now that we know your expectations & goals, and with the right information in had, we will discuss your affordability for a home and your payment strategy. These details may vary based on the type of client we serve and it will be customized to fit your unique financial goals, needs and priorities.

Documents

4
As we continue through the process, we need to keep building your loan file. This step may require for you to submit another requirements that may come up along the process; but don’t worry, your Loan Officer will guide you and support every step of the way!

Find a Home

5
Once you find a home and the seller accepts your offer, we'll arrange for an appraisal and handle the rest of the process. This is where the exciting part begins!

Final Approval

6
The underwriter carefully examines the appraisal, contract, and all other loan documents to ensure that all conditions are met and the necessary documentation is in place for final approval.

Lending is our expertise, but our identity extends beyond

Loan Programs

Calculator

Testimonials

Testimonial One

Client, Date

Far far away, behind the word mountains, far from the countries Vokalia and Consonantia, there live the blind texts. Separated they live in Bookmarksgrove right at the coast of the Semantics, a large language ocean

Testimonial One

Client, Date

Far far away, behind the word mountains, far from the countries Vokalia and Consonantia, there live the blind texts. Separated they live in Bookmarksgrove right at the coast of the Semantics, a large language ocean

Testimonial One

Client, Date

Far far away, behind the word mountains, far from the countries Vokalia and Consonantia, there live the blind texts. Separated they live in Bookmarksgrove right at the coast of the Semantics, a large language ocean

Testimonial One

Client, Date

Far far away, behind the word mountains, far from the countries Vokalia and Consonantia, there live the blind texts. Separated they live in Bookmarksgrove right at the coast of the Semantics, a large language ocean

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