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Close this Window FHA Loans Adjustable Rate Mortgages

Fixed Rate Mortgage

fixed rate mortgage loan and programs For borrowers that plan to stay in their homes for a long time, Bank of England Mortgage offers several fixed rate mortgage options—including 10, 15, 20, and 30 year programs.

They are ideal for you if you are looking to build equity, through the purchase of a stable, traditional mortgage. Our loan team can develop a comprehensive spreadsheet that illustrates the difference in payments among the fixed-rate mortgage options. They will be discussed with the consumer to help determine the choice that best meets their needs.

Fixed Rate Mortgage Options

30-Year Fixed

This option offers the benefit of the most stability. Many consumers select this option because it offers a consistent payment, that will never change. However, the interest rate is higher than shorter fixed-rate options. However, because payments are amortized over a longer time period, monthly payments are lower.

20-, 15-, and 10-Year Fixed

Borrowers that elect to purchase fixed-rate mortgages of a shorter duration, such as a 20-, 15-, or 10-year fixed-rate mortgage programs, pay higher monthly payments, but the interest rate is lower on these mortgages than on 30 -year mortgages

Rest assured, a Bank of England Mortgage loan specialist will walk you through the options and help you select the mortgage that fits your needs.

Contact your local branch to get started.

Close this Window VA Loans Fixed Rate Mortgages

FHA Loans

BOE Mortgage FHA loans We are pleased to announce that we have lowered our minimum credit score standard on all FHA loan products. There are countless reasons why an FHA loan might be right for you, but here at Bank of England Mortgage, we believe that these four features are what really sets FHA loans apart.

Great Rates and Low Monthly Mortgage Insurance

A distinct advantage of an FHA insured loan, as compared to a conforming loan, is great interest rates and lower monthly mortgage insurance (MI). Depending on the program, standard FHA loan interest rates are usually better than a conforming 30-Year Fixed loan.

Credit Flexible

FHA loans are not score driven. Instead, they are written in a way that provides the borrower the benefit of the doubt that there had been, at some point in their past, circumstances beyond their control, and as long as the borrower has recovered from those circumstances in a reasonable manner, they're generally going to be credit-eligible for an FHA loan.

Safest ARM Currently Available on the Market

FHA guidelines give you the option of doing hybrid Adjustable Rate Mortgages (ARM), including a 3/1 ARM and a one year ARM that has the lowest adjustment caps of any ARM in the industry.

Variety of Property Types Allowed

While FHA Guidelines do require that the property be Owner Occupied (OO), they do allow you to purchase condos, planned unit developments, manufactured homes, and 1-4 family residences, in which the borrower intends to occupy one part of the multi-unit residence.

Streamlined Refinance and Assumable Loans

One of the most important advantages of an FHA loan is the ability for the loan to be assumed. This gives the buyer a significant advantage in a high interest rate market. FHA loans are eligible for streamlined refinance, a program HUD offers that allows the borrower to easily refinance the loan to reduce their interest rate and lower their monthly payment.

FHA Loan FAQs

If you're in search of information on FHA loans, we can help! Here are our most frequently asked questions about FHA home loans.

Contact your local branch to get started.

Close this Window Jumbo Loans FHA Loans

VA Loans

BOE Mortgage VA Loans Here you'll find long-term insurance-free VA home loans that are guaranteed by the United States Veterans Administration.

Bank of England Mortgage offers affordable, easy-to-understand VA Home loans in recognition of the contributions and sacrifices veterans have made for America. Whether you're buying your first home, refinancing your existing mortgage, or thinking of building your one-of-a-kind dream house, Bank of England Mortgage is your ultimate Veteran's Affairs loans information center.

We'll compare VA home loan interest rates and negotiate the very best deal. We'll also explain important factors to consider, such as the option to prepay your VA mortgage loans without penalty, and how a lack of mortgage insurance premiums can lower your monthly payments. We can even show you how to get VA home loan funds to improve your home's energy efficiency! Did you know your VA benefits can be used again even if you used it in the past?

Our highly trained professionals make applying for VA loans online a breeze! At Bank of England Mortgage you'll discover super low fixed-rate interest options, up to 100% financing, and you may not even need a down payment! Call us now and let us help you find the perfect VA home loan to suit your individual needs.

Contact your local branch to get started.

Close this Window Vacation Home Loans VA Loans

Jumbo Loans

BOE Mortgage Jumbo loans We Make Qualifying For A Large Loan Straightforward, Fast, Easy. At Bank of England Mortgage, our specialty is funding the dream of homeownership - no matter the size of the loan or dream - for that matter.

That's why we created our jumbo mortgage lending program - a full suite of offerings designed with the needs of borrowers that seek larger loan amounts than were available through traditional lending options.

It's as simple as it sounds. We call it a jumbo mortgage because it is larger than other more "typical" home mortgage loans. To determine if a jumbo mortgage is right for you, please contact your local branch for more information.

Why would I need a jumbo mortgage loan?

If you are seeking a loan amount in excess of $548,250, then you need a jumbo mortgage loan. Each year, Fannie Mae and Freddie Mac , two government sponsored enterprises, set loan maximums. When loan amounts exceed their limits - the borrower is purchasing a jumbo mortgage loan.

How much money can I be qualified for with a jumbo mortgage?

Depending on the borrower's financial profile, you can qualify for $548,250 to $1,500,000.

What kind of credit score do I need in order to qualify for either an interest-only jumbo mortgage or jumbo mortgage?

That depends on the type of loan. Credit scores for jumbo mortgages are similar to conventional credit score requirements.

Our Loan Specialists are trained to work with you to determine if you qualify for a jumbo mortgage.

Contact your local branch to get started.

Close this Window USDA Loans Jumbo Loans

Vacation Home Loans

BOE Mortgage Vacation Second Home Loans Bank of England Mortgage's Vacation-Second Home Mortgages offer a broad array of fixed, adjustable, and interest-only options. We work together with our clients to identify the ideal mortgage for your vacation home.

Get your Bank of England vacation home mortgage loan and make your dreams a reality - backyard barbeques and sunsets by the lake. Fun-filled relaxing fishing trips with children and grand children. Exciting family skiing vacations. A lifetime of memories.

It's time to buy your vacation home - and that means a vacation home mortgage loan from Bank of England Mortgage.

If you're in need of a mortgage for a vacation home, we eliminate the hassles and the headaches from the process.

Why is it called a vacation home mortgage?

We call it a vacation home mortgage to eliminate the confusion between a second mortgage and a home equity loan.

What's the difference between a second mortgage and a home equity loan?

A second mortgage loan covers the costs of a second home, for example, a vacation home. The result is that the borrower has two mortgages and two homes. A home equity loan, on the other hand, allows the borrower to refinance their existing mortgage to get cash - or equity - out of their home. It's still one mortgage, but it's been refinanced.

Are interest-only vacation home mortgage rates available?

Yes! You can choose to pay a fixed, interest-only rate for a period of 10 years or 15 years with our interest-only vacation home mortgage.

How much money can I be approved for with a Vacation Second Home mortgage?

Depending on your income and expenses, you may qualify for a loan of $453,100 to $1.5 million. we are committed to working with you to help make your vacation home mortgage dreams come true.

Contact your local branch to get started.

Close this Window Reverse Mortgages Vacation Home Loans

USDA Loans

BOE Mortgage USDA loans A home loan from the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, is a mortgage loan offered to rural property owners by the United States Department of Agriculture.

A USDA home loan is different from a traditional mortgage offered in the United States in several ways.

  • USDA loans require no down payment, you may finance up to 100% of the property value.
  • You must meet the income restrictions for the County you are interested in. Each county has a maximum Income Requirement. The USDA Home Loan Program does allow for considerations for expenses like Child Care.
  • To be eligible, you must be purchasing a property in a rural area as defined by the USDA. Often times the eligible property is just outside city limits.
  • The home or property that you are looking to purchase must be owner-occupied, investment properties are not eligible for USDA loans.
  • Refinancing your current USDA loan is also available.

Type of USDA Loan

Guaranteed USDA Loans
USDA partners with local lenders to offer guaranteed loans. Guaranteed means USDA insures a portion of the mortgage in the event you default on your loan. Therefore, these lenders tend to feel comfortable offering modest loan terms to low-income individuals with less-than-favorable credit scores. These types of loans typically suit low- or moderate-income borrowers. To be eligible for a guaranteed USDA loan, your adjusted household income can’t exceed more than 115% of the median family income in the designated rural area you wish to live in. Household income generally includes the combined income of the loan applicant and every adult in the household, regardless if their names are on the loan application.

Direct USDA Loan
USDA funds the borrowers of these loans directly. In other words, your lender becomes USDA instead of a bank. These loans usually favor low-income and very-low-income Americans who can’t access any other type of financing for an adequate residence. Qualifying borrowers’ income must fall at or below the low-income limit in a designated area as defined by USDA. In some areas, the limit falls below $17,000.

USDA Home Improvement Loans
These loans help low-income Americans repair or enhance their homes. Depending on your circumstances, USDA may combine these with grants you don’t have to pay back.

Contact your local branch to get started.

Close this Window Renovation Loans USDA Loans

Reverse Mortgages

BOE Mortgage Reverse Mortgages A reverse mortgage is a non-recourse loan, which means the borrower (or the borrower's estate) of a reverse mortgage will not owe more than the future loan balance or the value of the property, whichever is less. If the borrower or representatives of his or her estate choose to sell the property to pay off the reverse mortgage loan, no assets other than the home will be used to repay the debt. If the borrower or his or her estate wishes to retain the property, the balance of the loan must be paid in full.

Let Your Home Take Care of You with a Reverse Mortgage/ Home Equity Conversion Mortgage

Reverse mortgages were created specifically for senior homeowners, allowing them to make the most of the equity they have acquired in their homes.

With a reverse mortgage, you borrow against the equity you have established in your home and do not need to repay the loan for as long as you live in the home as your primary residence, maintain your home in good condition, and pay property taxes and insurance. You can live in your home and enjoy making no monthly principal and interest mortgage payments.

Depending on your financial situation, a reverse mortgage has the potential to help you stay in your home and still meet your financial obligations.

We realize that reverse mortgages may not be right for everyone, give us a call so we can help walk you through the process and answer any questions you may have.

Reverse Mortgages vs. Traditional Mortgage or Home Equity Loans

A reverse mortgage is the opposite of a traditional mortgage. With a traditional mortgage, you borrow money and make monthly principal and interest mortgage payments. With a reverse mortgage, however, you receive loan proceeds based on the value of your home, the age of the youngest borrower, and the interest rate of your loan. You do not make monthly principal and interest mortgage payments for as long as you live in, maintain your home in good condition, and pay property taxes and insurance. The loan must be repaid when you pass away, sell your home, or no longer live in the home as your primary residence.

Home Equity Conversion Mortgage (HECM)

  • A Home Equity Conversion Mortgage, or HECM, is the only reverse mortgage insured by the U.S. Federal Government, and is only available through an FHA-approved lender.

If you're age 62 or older, a Home Equity Conversion Mortgage (HECM) for Purchase from Bank of England Mortgage may be a smart choice for financing a new place to call home.

Rather than having to seek conventional financing, borrowers age 62 and older can purchase a new residence while eliminating mortgage payments* through a reverse mortgage (Of course, they’ll still be responsible for paying property taxes and required homeowners’ insurance). This may help them more comfortably afford an upgrade, or spend less money out-of-pocket. Retiring Boomers are choosing to maintain a comfortable lifestyle in a home that better fits their needs. You own the home, with your name on the title and the home purchase and a reverse mortgage closing are rolled into one, making your process simpler.

How Much Can Be Borrowed?

In general, the more your home is worth, the older you are, and the lower the interest rate, the more you will be able to borrow.

The maximum amount that can be borrowed on a particular loan program is based on these factors:

  • The age of the youngest borrower at the time of the loan
  • The appraised value of the home
  • Current interest rates

Initial Eligibility Requirements for Reverse Mortgages

The initial eligibility requirements are quite simple.

  • Homeowners must be 62 years of age or older and occupy the property as their primary residence
  • The property may be a Single family or a 2-4 Unit property, Townhome, or FHA-approved Condominium
  • The home must meet minimum FHA property standards
  • Borrower cannot be delinquent on any federal debt
  • Completion of HECM counseling

All loans are subject to credit approval including credit worthiness, insurability, and ability to provide acceptable collateral. Not all loans or products are available in all states or counties. A reverse mortgage is a loan that must be repaid when the home is no longer the primary residence, is sold, or if the property taxes or insurance are not paid. This loan is not a government benefit. Borrower(s) must be 62 or older. The home must be maintained to meet FHA Standards, and you must continue to pay property taxes, insurance and property related fees or you will lose your home.

Contact our Reverse Mortgage Team today to get started!

Close this Window Down Payment Assistance Reverse Mortgages

Renovation Loans

BOE Mortgage Renovation loans Renovation loans give you flexibility. Whether you are building, buying, or refinancing your home, a renovation loan allows you to add a room, remodel, and upgrade. Save by financing renovation costs into your mortgage rather than racking up credit card bills or dipping into your savings.

With one loan, there's only one application, one set of fees, one closing and one monthly payment. Improvements may include repairs and renovations that adds value to your home, including a garage, swimming pool and energy-efficiency upgrades.

Contact your local branch to get started.

Close this Window 203(k) Loans Renovation Loans

Down Payment Assistance

BOE Mortgage Down Payment Assistance At Bank of England Mortgage, we understand from time to time, we all need a helping hand. So... we're here, beside you every step of the way on your home buying journey.

The U.S. Department of Housing and Urban Development (HUD) provides grants to state and local organizations

A DPA grant decreases homebuyer costs, avoids burdening the homebuyer with additional

Often times;

  • A DPA grant never has to be repaid.
  • Grant reduces debt and creates positive home equity.
  • Grant creates a positive impact on housing economy.
  • Not limited to first time homebuyers
  • State funded

Contact your local branch to get started.

Close this Window Home Equity Loans Down Payment Assistance

203(k) Loans

BOE Mortgage 203k loans At Bank of England Mortgage, the Section 203(k) program enables homebuyers and homeowners to finance both the purchase (or refinancing) of a house and the cost of its rehabilitation through a single mortgage or to finance the rehabilitation of their existing home.

Section 203(k) fills a unique and important need for homebuyers. When buying a house that needs repair or modernization, homebuyers usually have to follow a complicated and costly process. The interim acquisition and improvement loans often have relatively high interest rates, short repayment terms and a balloon payment.

However, Section 203(k) offers a solution that helps both borrowers and lenders, insuring a single, long term, fixed or adjustable rate loan that covers both the acquisition and rehabilitation of a property. Section 203(k) insured loans save borrowers time and money. They also protect the lender by allowing them to have the loan insured even before the condition and value of the property may offer adequate security.

For less extensive repairs/improvements, a Limited 203K is available.

The types of improvements that borrowers may make using Section 203(k) financing include:

  • structural alterations and reconstruction
  • modernization and improvements to the home's function
  • elimination of health and safety hazards
  • changes that improve appearance and eliminate obsolescence
  • reconditioning or replacing plumbing; installing a well and/or septic system
  • adding or replacing roofing, gutters, and downspouts
  • adding or replacing floors and/or floor treatments
  • major landscape work and site improvements
  • enhancing accessibility for a disabled person
  • making energy conservation improvements

HUD requires that properties financed under this program meet certain basic energy efficiency and structural standards.

Contact your local branch to get started.

Close this Window Adjustable Rate Mortgages 203(k) Loans

Home Equity Loans

BOE Mortgage Home Equity Loans With so many programs to choose from, deciding between a home equity loan a line of credit can seem like a daunting task. Whether you want to consolidate debt, pay tuition or make home improvements, the experts at Bank of England Mortgage have the information you need to make a decision and achieve you financial goals.

Home Equity Loan FAQs

If you're in search of home equity loan information, we can help! Here are our most frequently asked questions about home equity loan refinancing.

Why choose Bank of England Mortgage for home equity loan refinancing?

Bank of England Mortgage is a reputable bank best known for its simple, hassle-free service. After more than 110 years in business, we have learned that its customers want the lowest possible rates and the highest level of customer service. Whether you're buying your first home or you need home equity loan information from a trusted source, we can help.

What exactly is home equity loan refinancing?

Home equity loan refinancing allows you to unlock money from the value of your home - its low interest rates help you consolidate debt, pay college tuition, make home improvements or even take a vacation. Let us help you choose the program that's right for you - contact your local branch today for more home equity loan information.

Is home equity loan refinancing the same as home equity line of credit?

Not quite. With a home equity line of credit, your monthly payment is based on the balance you presently owe, whereas the home equity loan locks you into predetermined monthly payments based on the original amount borrowed.

At any of our branches in your area, you can compare home equity loan rates quickly & easily!

Close this Window Fixed Rate Mortgages Home Equity Loans

Adjustable Rate Mortgages

BOE Mortgage Adjustable Rate Mortgages Many homebuyers opt for Adjustable Rate Mortgages because they offer a low-interest rate and monthly payment. That's because they meet the needs of homeowners well, and here's why: Most borrowers stay in their homes just five to seven years, making 3-, 5-, or 7-Year ARMs excellent loan options for them.

Adjustable Rate Mortgages

Bank of England Mortgage's adjustable rate mortgages offer an excellent option for many homebuyers - a lower rate than traditional fixed-rate mortgages offer and the stability of longer-term fixed-rate mortgages. To be sure, the longer the rate is fixed and the more stability the borrower receives.

Interest rates on adjustable rate loans are attractive and fixed until they reset in 3, 5, 7, or 10 years.

Many borrowers, not surprisingly, prefer them, especially those who plan to move before interest rates on their loans reset.

3-Year ARM

The 3-year ARM loan is amortized over 30 years, and its rate is fixed for the first 3 years, and it becomes an adjustable mortgage for the remaining 27 years of the 30 year cycle.

5-Year ARM

The 5-Year ARM loan offers an interest rate that is fixed for 5 years, and it becomes an adjustable mortgage for the remaining 25 years.

7-Year ARM

The 7-Year ARM loan provides an interest rate that remains fixed for seven years, and it becomes an adjustable mortgage for the remaining 23 years.

10-Year ARM

The 10-Year ARM loan offers an interest rate that is fixed for the first 10 years, and it becomes an adjustable mortgage for the remaining 20 years.

Contact your local branch to get started.

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BOELicious Dishes

Chicken Pot Pie

October 2020 by BOE

Chicken Pot Pie

DIRECTIONS
1. Heat 1 Tbsp oil in a large frying pan over medium to high heat.

2. Brown the chicken until golden brown (about 4-5 minutes).

3. Remove from the pan and set aside.

4. Heat the remaining 2 Tbsp of oil in the pan.

5. Add shallot (chopped) and garlic for 1-2 minutes.

6. Add the mushrooms and cook until softened (about 8-10 minutes).

7. Season with salt and pepper.

8. Pour in wine and chicken broth.

9. In a separate bowl, whisk the flour into the milk to make a slurry (rough whisk).

10. Pour over the mushrooms and cook until slightly thickened.

11. Stir in butter and chicken.

12. When ready to bake, preheat the oven to 390°F.

13. Divide filling between four ramekins/small baking dishes or one large oven safe casserole style dish.

14. Cut 8 circles slightly bigger than the dishes and top each pie with two pastry circles.

15. Lightly brush with egg.

16. Bake for 20 minutes or until the pastry is puffed up and golden.


Oreo Truffles

April 2020 by BOE

Oreo Truffles

DIRECTIONS
1. Chop Oreos up finely in a food processor. Save some of the finely crushed Oreos for garnish later and set it aside. You don’t need too much.

2. With hands (or a spoon, I just think hands are faster), mash softened cream cheese and crushed Oreos until well combined.

3. Roll into 1” balls and place on a wax covered cookie sheet. Put in freezer for 15 minutes.

4. While balls are in freezer, melt chocolate according to directions.

5. Pull the Oreo Truffles out of freezer, and dip into chocolate. Garnish with reserved Oreo crumbs before the chocolate sets up.

6. Let chocolate set, refrigerate and enjoy!


Spring Seafood Stew

March 2020 by BOE

Spring Seafood Stew

DIRECTIONS
Heat oil in a large Dutch oven coated with cooking spray over medium heat.
Add leek and garlic, cook 4 minutes or until tender, stirring occasionally.
Add wine and broth, bring to a simmer; stir in shrimp and scallops; bring to a boil.
Reduce heat, simmer 3 minutes or until shrimp and scallops are done.
Remove shrimp and scallops from pan with a slotted spoon, keep warm.
Bring broth mixture to a boil; cook 4 minutes; reduce heat to low Add butter, stirring constantly with a whisk.
Stir in chopped tomato and remaining ingredients.
Divide shrimp and scallops evenly among 4 soup bowls, spoon ¾ cup broth mixture into each bowl.


White Chocolate Raspberry Cheesecake

February 2020 by BOE

White Chocolate Raspberry Cheesecake

DIRECTIONS
Preheat oven to 400
Mix graham cracker crumbs and stick of butter and one cup of sugar in a microwave safe bowl. Microwave on high for 1 minute to melt butter.
Incorporate butter/sugar/graham cracker crumbs until mixed well.
Pour into spring form pan.
Level bottom out with your hand and smooth the crumbs up the sides of the pan if desired.
Mix all of the cream cheese until smooth.
Add one cup of sour cream to the cream cheese mixture, mix until incorporated.
Add 1 cup of sugar, 3 Tbsp of flour, 1 Tbsp of vanilla to cream cheese mixture, blend well.
Add eggs ONE AT A TIME, this is important. Mix until well incorporated.
Stir in white chocolate chips to cream cheese mixture.
Pour into spring form pan on top of crust. Shake pan carefully to smooth top.
Mix a little water into the jar of raspberry jam. Spoon drops randomly onto top of cheesecake mixture. Use butter knife to swirl into a design.
Fill glass casserole dish half full with water and place on bottom rack.
Place cheesecake on middle rack and bake for 10 minutes at 400 degrees.
After 10 minutes reduce oven heat to 350 and bake for 1 hour.
When cake is done turn off heat and crack the door of the oven. Allow the cake to rest and cool in the oven for 1 hour.
Remove cake and run a wet flat spatula or knife around edge before removing spring form.
Allow to cool in the refrigerator overnight for best results OR… for at least an hour in the refrigerator. Enjoy!


BBQ Margarita Chicken

January 2020 by BOE

BBQ Margarita Chicken

Sweet Jalapeño Margarita Salsa for chicken:

For serving:

DIRECTIONS
Heat a skillet over medium heat. Add canola oil, about 1/4 tsp at a time, add one tortilla.
Cook for about 30-60 seconds per side, until just golden and bubbly. Remove and let drain on a paper towel. Set aside until ready to use.
Preheat your grill to medium high heat.
In a medium bowl mix together the BBQ Sauce, tequila, lime zest, orange zest, lime juice, garlic, Jalapeño, cumin, salt and pepper.
In another medium size bowl combine the chicken, olive oil and 1/4 cup of the BBQ Margarita sauce.
Toss well. When the grill is hot, grill the chicken for 6 to 7 minutes per side or until cooked through. Remove from the grill and allow to rest five minutes. After five minutes shred the chicken and toss with 1/2 cup of the BBQ Sauce. Keep warm.
While the chicken is grilling toss together the salsa. In a medium bowl combine the diced tomatoes, diced mango, jalapeños, green onions, cilantro, lime zest, orange zest, lime juice, tequila and salt. If desired you can add the salsa to a blender and pulse until your desired consistency is reached. I leave mine chunky.
To serve, grab a crispy corn tortilla and spread the avocado over the bottom. Now add the shredded chicken. Drizzle with a little BBQ sauce and top with Mexican Fries, Greek yogurt, salsa, cheese and cilantro… fiesta time!


Sausage Balls

December 2019 by BOE

Sausage Balls

DIRECTIONS
Let cheese and sausage get to room temperature.
Mix sausage, cheese, sage and pepper together.
With hands, work Bisquick into sausage mixture.
Roll in small balls and refrigerate until ready to use.
Bake in 350 degree for 20 minutes.


Easy Meatloaf

November 2019 by BOE

Easy Meatloaf

DIRECTIONS
Mix ground chuck and bread crumbs.
Reserve 1 cup of tomato mix for the top.
Mix together tomatoes, soup mix, cheese, and egg.
Blend mixture with meat and put in loaf pan.
Pour reserved tomato mix over the meat loaf.
Bake at 350 degrees for 1 hour.


Super Easy Pumpkin Muffins

October 2019 by BOE

Super Easy Pumpkin Muffins

DIRECTIONS
Heat oven to 350
Mix cake mix and canned pumpkin together until well blended. Spray muffin liners with nonstick spray, fill 2⁄3 full.
Bake for 20-25 minutes until toothpick comes out clean. Drizzle with powdered sugar glaze (optional).

Glaze

Whisk all ingredients together to preferred consistency; drizzle over muffins


Chicken Pot Pie

September 2019 by BOE

Chicken Pot Pie

DIRECTIONS
Heat 1 Tbsp oil in a large frying pan over medium to high heat. Brown the chicken until golden brown (about 4-5 minutes). Remove from the pan and set aside.
Heat the remaining 2 Tbsp of oil in the pan.
Add shallot (chopped) and garlic for 1-2 minutes.
Add the mushrooms and cook until softened (about 8-10 minutes).
Season with salt and pepper.
Pour in wine and chicken broth.
In a separate bowl, whisk the flour into the milk to make a slurry (rough whisk).
Pour over the mushrooms and cook until slightly thickened.
Stir in butter and chicken.
When ready to bake, preheat the oven to 390°F.
Divide filling between four ramekins/small baking dishes or one large oven safe casserole style dish. Cut 8 circles slightly bigger than the dishes and top each pie with two pastry circles.
Lightly brush with egg.
Bake for 20 minutes or until the pastry is puffed up and golden.


Crescent Pizza Rolls

August 2019 by BOE

Pizza Crescent Rolls

DIRECTIONS

1. Check your package of crescent rolls to see how high to preheat the oven.

2. Open up the crescent roll dough and place 5 pepperonis and half a stick of string cheese on top of the thick end.

3. Carefully roll up all of the crescent rolls around the pepperonis and cheeses and place them on a cookie sheet.

4. Sprinkle a bit of garlic salt on top of each crescent pizza roll.

5. Bake according to the directions on the crescent roll package.

6. While the rolls are baking, warm up some pizza sauce for dipping.

7. Pull the rolls out of the oven and enjoy!


Greek Pasta Salad

July 2019 by BOE

Greek Pasta Salad

DIRECTIONS

1. Whisk together oil, juice, mayo, and seasonings in large bowl.

2. Add cooked pasta, tomatoes, feta cheese and basil.

3. Cover and chill 8 hours


Awesome Baked Beans

June 2019 by BOE

Baked Beans

DIRECTIONS

1. Brown ground beef; Drain.

2. In a large bowl, combine all ingredients, except bacon.

3. Pour into a greased 9"x13" dish.

4. Top with bacon.

5. Cover with foil and bake at 350 degrees for about 45 minutes.

6. When done, let cool and enjoy!


Bacon-Wrapped Jalapeño Poppers

May 2019 by BOE

Bacon-wrapped Jalapeno Poppers

DIRECTIONS

1. Preheat the oven to 400 degrees F and set a wire rack on a rimmed baking sheet.

2. Cut the cheddar into 24 small sticks that will fit inside the jalapeños and stuff 1 cheese stick into each jalapeño half.

3. Wrap the bacon tightly around the jalapeños, slightly overlapping and arrange 1 inch apart on the rack, cheese-side up.

4. Bake until the bacon is crisp, about 25 minutes.

You can make these poppers up to 2 hours ahead and keep at room temperature.

6. Reheat at 350 degrees F until hot, about 20 minutes.


Spring Seafood Stew

April 2019 by BOE

Spring Seafood Stew

DIRECTIONS

1. Heat oil in a large Dutch oven coated with cooking spray over medium heat.

2. Add leek and garlic, cook 4 minutes or until tender, stirring occasionally.

3. Add wine and broth, bring to a simmer; stir in shrimp and scallops; bring to a boil.

4. Reduce heat, simmer 3 minutes or until shrimp and scallops are done.

5. Remove shrimp and scallops from pan with a slotted spoon, keep warm.

6. Bring both mixture to a boil; cook 4 minutes; reduce heat to low; add butter, stirring occasionally with a whisk.

7. Stir in chopped tomato and remaining ingredients

8. Divide shrimp and scallops evenly among 4 soup bowls, spoon 3/4 cup broth mixture into each bowl.


Dill Pickle Dip

March 2019 by BOE

Dill Pickle Dip

DIRECTIONS

1. Saute onions and garlic in a pan with a little olive oil for a few minutes.

2. Put all ingredients into a mixer until desired consistency.

3. Transfer to a serving dish and cover with plastic wrap.

4. Refrigerate for at least an hour before serving.

This dip is good for up to a week when stored tightly covered in the refrigerator. It may become thinner as the week draws to an end.


Herb & Citrus Shrimp & Scallops

February 2019 by BOE

Herb & Citrus Shrimp

DIRECTIONS

1. Thaw and pat dry shrimp & scallops.

2. Mince garlic, oil, & parsley, set half of mixture aside.

3. Remaining half prepare marinade:

4. Add shrimp & scallops to marinade and set aside.

5. Heat griddle on high and cook seafood, not moving meat around too much or they will break up.

6. Bast with remaining mixture until cooked through.


Oreo Truffles - Catriona McBain (Branch 1031 - Orlando, FL)

January 2019 by BOE

Oreo Truffles

DIRECTIONS

1. Chop Oreos up finely in a food processor. Save some of the finely crushed Oreos for garnish later and set it aside. You don’t need too much.

2. With hands (or a spoon, I just think hands are faster), mash softened cream cheese and crushed Oreos until well combined.

3. Roll into 1” balls and place on a wax covered cookie sheet. Put in freezer for 15 minutes.

4. While balls are in freezer, melt chocolate according to directions.

5. Pull the Oreo Truffles out of freezer, and dip into chocolate. Garnish with reserved Oreo crumbs before the chocolate sets up.

6. Let chocolate set, refrigerate and enjoy!


Peanut Butter and Banana Dog Treats

December 2018 by BOE

Dog Treats

DIRECTIONS
Preheat the oven to 300 degrees.

Put banana in a large bowl and use spoon or potato masher to mash it thoroughly.

Add oat flour, oats, parsley, peanut butter and egg and stir well to combine. Set aside for 5 minutes. Roll mixture into 24 balls, using 1 Tbsp dough for each; transfer to a large parchment paper-lined baking sheet as done.

Use the back of a spoon or the heel of your hand to press each ball into a (1 1/2-to 2-inch) coin. Bake until firm and deep golden brown on the bottom, 40 to 45 minutes. Set aside to let cool completely.


Twice-Baked Sweet Potatoes – Sarah Jones (Corporate)

November 2018 by BOE

Sweet Potatoes

DIRECTIONS
Preheat the oven to 375 degrees.

Lightly scrub the sweet potatoes under cold running water. Place the potatoes on a roasting tray and bake until tender, 1 hour 15 minutes. Remove from the oven and allow the potatoes to cool slightly before cutting off the top third of the potatoes lengthwise. Scoop out the flesh using a large spoon (leave enough on the base so the skin holds its shape) and reserve bases.

Add the potato flesh, 2 Tbsp of the sugar, cinnamon, nutmeg, cayenne pepper and butter to a food processor. Process until the ingredients are completely combined and the puree is smooth. Season with salt and pepper. Drizzle a roasting tray with a little oil. Set the potato skin bases upright on the tray and fill with the mixture.

Combine the remaining 3 Tbsp sugar and pecans in a small bowl. Sprinkle the top of each stuffed sweet potato with the sugar-pecan topping. Bake 10 minutes. Finish the potatoes under the broiler for the top to brown, 1 minute, if desired.


Chicken Pot Pie - Branch 1031 - Orlando, FL

October 2018 by BOE

Chicken Pot Pie

DIRECTIONS
Heat 1 Tbsp oil in a large frying pan over medium to high heat. Brown the chicken until golden brown (about 4-5 minutes). Remove from the pan and set aside.

Heat the remaining 2 Tbsp of oil in the pan. Add shallot (chopped) and garlic for 1-2 minutes. Add the mushrooms and cook until softened (about 8-10 minutes). Season with salt and pepper. Pour in wine and chicken broth. In a separate bowl, whisk the flour into the milk to make a slurry (rough whisk). Pour over the mushrooms and cook until slightly thickened. Stir in butter and chicken.

When ready to bake, preheat the oven to 390°F. Divide filling between four ramekins/small baking dishes or one large oven safe casserole style dish. Cut 8 circles slightly bigger than the dishes and top each pie with two pastry circles. Lightly brush with egg. Bake for 20 minutes or until the pastry is puffed up and golden.


Game Day Chili – Sarah Jones (Corporate)

September 2018 by BOE

Game Day Chili With the cold weather comes football season! If you’re looking for an easy, warm recipe to put on your table for game day – look no further. This Game Day Chili is a great meal for a hardcore football fan! You can prepare, throw in a crock pot and grab when it’s ready!

DIRECTIONS
Cook first 3 ingredients in a Dutch oven over medium heat, stirring until meat crumbles and is no longer pink. Drain well. Combine meat mixture, beans, and next 11 ingredients in Dutch oven; bring to a boil. Reduce heat, and simmer 3 hours or until thickened. Garnish, if desired.


Crock Pot Pizza – Jessica Lane (Corporate)

August 2018 by BOE

Crock Pot Pizza With back to school season in full swing, you have plenty of other things to worry about then “what’s for dinner?” Getting adjusted to a new schedule, homework and after-school activities keep us hoppin’, so rely on your good ‘ole Crock Pot to cook dinner for you! This Crock Pot Pizza recipe is a dinner your entire family will love. The best part is you can set it, forget it and come back at dinner time with a meal ready to go!

DIRECTIONS
Cook noodles; drain. Take half of noodles and put in bottom of crock pot. Brown hamburger and drain. Chop and slice pepperoni, green pepper, onion, mushrooms and ham. Spoon half of pizza sauce (1½ cans) over noodles. Layer rest of ingredients, one half at a time. Put Mozzarella on last. Repeat above steps, ending again with cheese. Set crock pot on low heat. Cook for about 3 hours. Serves 6.
Use whatever pizza toppings you like: Veggies, meat, etc. You may also use your favorite jarred spaghetti sauce instead of pizza sauce, put cheese in every layer and use whatever noodle you like (I recommend cooking al dente).


Blackberry Cobbler – Margaret Langnese (Branch 1051: Lake Oswego, OR)

July 2018 by BOE

Blackberry Cobbler Cookouts, pool parties, and festive fireworks aside – July is a really big month to show off our patriotism! If you’re feeling “berry” proud to be an American and are looking for something different for your next outing - this blackberry cobbler recipe will definitely help get the party started.

DIRECTIONS
In medium bowl stir together blackberries and sugar. Let stand for about 20 minutes or until syrup forms. Heat oven to 375 degrees. Stir together our, baking powder, salt, and milk. Stir in melted butter until blended. Spread in ungreased square pan. Spoon blackberry mixture over batter. Bake 45-55 minutes or until dough rises and is golden.


Kahlua Mousse- Kenneth Craynon

June 2018 by BOE

Kahlua Mousse Give this Kahlua Mousse a try to cool you down and save your summer!

DIRECTIONS
1. Melt chocolate and butter in top of double boiler.
2. Combine sugar, egg yolks, Kailua and coffee. Blend chocolate mixture into this. Whip cream until stiff. Gently fold into chocolate mixture. Blend well.
3. Beat egg whites until soft peaks form. Fold into chocolate cream.
4. Refrigerate overnight.
Serves 12


Herb & Citrus Shrimp & Scallops- Melinda Brown

May 2018 by BOE

Herb & Citrus Shrimp What better way to treat mom and celebrate her than to have a Mother's Day on the grill! We’d recommend this recipe for herb and citrus shrimp and scallops! The combination of fresh basil and parsley with a citrus marinade is so appetizing. You can certainly just grill the shrimp or the scallops - or you can go all out and whip up both!

DIRECTIONS
1. Thaw and pat dry scallops & shrimp
2. Mince garlic, basil & parsley, set half of mixture aside
3. Remaining half prepare marinade:
• zest and juice of orange
• juice of half lime
• salt, pepper
• olive oil
4. Add shrimp & scallops to marinade and set aside
5. Heat grill on high and cook seafood, not moving meat around too much or they will break up
6. Baste with remaining mixture until cooked through


Spring Seafood Stew

April 2018 by BOE

Spring Seafood Stew As winter fades away, we find ourselves craving lighter, fresher flavors—but we're not quite ready to give up on soup. This Spring Seafood Stew recipe showcases the vibrant, delicate flavors of the season.

DIRECTIONS
1. Heat oil in a large Dutch oven coated with cooking spray over medium heat.
2. Add leek and garlic, cook 4 minutes or until tender, stirring occasionally.
3. Add wine and broth, bring to a simmer; stir in shrimp and scallops; bring to a boil.
4. Reduce heat, simmer 3 minutes or until shrimp and scallops are done.
5. Remove shrimp and scallops from pan with a slotted spoon, keep warm.
6. Bring broth mixture to a boil; cook 4 minutes; reduce heat to low Add butter, stirring constantly with a whisk.
7. Stir in chopped tomato and remaining ingredients.
8. Divide shrimp and scallops evenly among 4 soup bowls, spoon 3/4 cup broth mixture into each bowl.


These Oreo Truffles Make A Great Heartfelt Valentine's Treat - Catriona McBain

February 2018 by BOE

oreo-truffles

Chop Oreos up finely in a food processor. Save some of the finely crushed Oreos for garnish later and set it aside. You don't need too much.

With hands (or a spoon, I just think hands are faster), mash softened cream cheese and crushed Oreos until well combined.

Roll into 1" balls and place on a wax covered cookie sheet. Put in freezer for 15 minutes.


Dip into the New Year with this Yummy Artichoke Dip - Erica Lawrence

December 2017 by BOE

jello

Melt 2 tablespoons butter in heavy medium skillet over medium heat. Add onion, brown sugar and vinegar; sauté until onion is golden brown, stirring frequently, about 25 minutes. Remove from heat. Cool to room temperature.

Preheat oven to 350°F. Sprinkle cheese over half of each tortilla, dividing equally. Sprinkle prosciutto and sautéed onion over cheese. Season with pepper. Fold other half of each tortilla over cheese mixture. Brush tortilla with some of melted butter.

Brush heavy large skillet with some of melted butter. Place over medium-high heat. Working in batches, cook quesadillas just until brown spots appear, brushing skillet with butter between batches, about 2 minutes per side. Transfer quesadillas to heavy large baking sheet.

Bake until tortillas are golden and cheese melts, about 5 minutes.

Transfer quesadillas to work surface. Cut each into 6 triangles. Arrange on platter and serve hot.

Mix all ingredients above in an 8x8 glass pan. Cover with foil and cook at 350 for 40-45 minutes, or until melted thoroughly. Serve with crackers or cut up French bread.


The Best Pot Roast You Will Ever Put in your Mouth – Kym Edmonson

December 2017 by BOE

jello

PUT ALL THE INGREDIENTS IN A CROCK POT AND COOK ON LOW FOR 8-10 HOURS. DO NOT ADD ANY WATER! IT WON’T NEED IT.

I USUALLY JUST THROW IT IN THE SLOW COOKER AT 7:30 IN THE MORNING AND IT’S FALLING APART BY THE TIME I GET HOME AT 6:00 IN THE EVENING! J ENJOY!



Crab Cakes and Dip- Tammy Powers (Branch 31- Orlando, FL)

November 2017 by BOE

jello

After mixing form patties and pan fry for Crab Cakes, rolled in bread crumbs and deep fry for Crab Balls or used as stuffing for fish or pork chops.

Omit Egg for Crab dip.


Poppy Seed Chicken- Brandy Creasy (Branch 1010 - Searcy, AR)

October 2017 by BOE

jello

Spread chicken in a greased 9x13 pan. Mix soups, onion powder, salt, pepper, milk and sour cream and pour over chicken. In a separate bowl。

Pour melted butter over Ritz crackers and mix well. Spread cracker mixture over casserole. Top with poppy seeds. Bake at 350 for about 35 to 40 min.

Serve over cooked rice or noodles.** Kids usually like this. It has always been my daughter’s favorite.2


Game Day Chili - Sarah Jones (Corporate)

September 2017 by BOE

jello

Cook first 3 ingredients in a Dutch oven over medium heat, stirring until meat crumbles and is no longer pink. Drain well.

Combine meat mixture, beans, and next 11 ingredients in Dutch oven; bring to a boil. Reduce heat, and simmer 3 hours or until thickened. Garnish, if desired.


Raspberry Pretzel Jell-O - Alma Gallegos (Branch 1065 - Southfield, MI)

August 2017 by BOE

jello

Pre-heat oven to 350°F.

Combine packet of Jell-O with 2 cups of boiling water and set aside to cool to room temperature. Crush 2 cups of pretzels. Melt 1 stick of butter in saucepan and add 1/4 cup sugar. Add pretzels and mix together. Lightly press pretzel mix into a 13×9 -inch Pyrex dish and bake for 10 minutes at 350°F, then cool to room temperature. While pretzel mix is cooling down, beat 8 oz. of softened cream cheese and 1 cup sugar on medium/low speed until well-combined. Stir in Cool Whip and mix until well combined. Spread mixture over cooled pretzels and go all the way to the edges of the dish to create a seal to keep the Jell-O from leaking onto the pretzels. Refrigerate ½ hour. Arrange raspberries on top of the cream filling. Pour Jell-O over raspberries and refrigerate until Jell-O is set.


Dill Pickle Dip - Melissa Miller (Corporate)

July 2017 by BOE

dilldip