Loan Programs

Adjustable Rate Mortgage

Our adjustable rate mortgages offer an excellent option for homebuyers - a lower rate than traditional fixed-rate mortgages offer and the stability of longer-term fixed-rate mortgages.

Down Payment Assistance

A DPA grant decreases homebuyer costs, avoids burdening the homebuyer with additional debt and eliminates property liens associated with secondary financing options.

FHA Loans

An FHA loan provides low-cost insured home mortgage loans that suit a variety of purchasing options. Whether you're buying or refinancing your home, an FHA loan might be right for you.

Fixed Rate

For borrowers that plan to stay in their homes for a long time, Bank of England Mortgage offers several fixed rate mortgage options—including 10, 15, 20, and 30 year programs.

Home Equity Loans

Home equity loans allow you to unlock money from the value of your home to consolidate debt, pay college tuition, make home improvements or even take a vacation.

Jumbo Loans

If amount of the loan for your dream home exceeds the federal limits for conventional loans, you need a jumbo mortgage loan from Bank of England Mortgage.

Renovation Loans

Whether you are building, buying, or refinancing your home, a renovation loan allows you to add a room, remodel, and upgrade by financing renovation costs into your mortgage.

Reverse Mortgages

Reverse mortgages take part of the equity in your home and convert it into payments to you – a kind of advance payment on your home equity.

USDA Loans

A home loan from the USDA loan program is a mortgage loan offered to rural property owners by the United States Department of Agriculture.

VA Loans

We offer an easy-to-understand loan process for our veterans. Whether you're buying a home or refinancing your existing mortgage, we are your ultimate VA loan information center.

Vacation / Second Home Loans

Our vacation home mortgages make your dreams - backyard barbeques and sunsets by the lake, relaxing fishing trips with children and grand children, family skiing vacations - a reality.

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